uses information voluntarily submitted by clients and other customers in the following ways: How Does Insurance Concepts of Florida Inc. Aggregate data are only used for internal and marketing purposes and do not provide any personally identifying information. Only aggregate data - such as the number of hits per page or what domain the user came from-are collected. Users to the public areas of the Insurance Concepts of Florida Inc. does not collect any personal information from users browsing our Web site. If our privacy policies change, we will notify all users by e-mail or a special announcement placed on the Web site. It is our general policy to only collect and store personal information that our clients and visitors knowingly and voluntarily provide. collects is used only to help Insurance Concepts of Florida, Inc. Most of the data Insurance Concepts of Florida Inc. What Information Does Insurance Concepts of Florida, Inc. This important coverage to your home or business policy. Consult your independent insurance agent today about whether you should add Also, flood insurance cannot be written when your region is under a tropical/hurricane storm You should be aware that there is usually a 30-day waiting period before flood insurance goes intoĮffect. Please note that while flood insurance is written through the federal government, we can help you service a flood claim. Business owners can purchaseįlood coverage for buildings and contents for as little as $550 annually. Year and residential renters can insure their belongings for $39 a year. For example, homeowners can insure their residence and belongings for as little as $119 per NFIP offers a variety of coverage amounts and you can get a lot of coverage for minimalĬost. Which is administered by the Federal Emergency Management Agency (FEMA).ģ. The only insurance available for flood is a policy through the National Flood Insurance Program (NFIP), The mostĬommon form of disaster assistance is a loan that must be repaid with interest. Moreover, federal disaster assistance is only available if the President of the United States declaresĪ major disaster, which occurs in only 10 percent of natural disasters that involve flooding. This means if your home or business is flooded, you must cover the cost of Your homeowners or business insurance policy does notĬover flood damage. FloodsĬan be caused by storms, hurricanes, melting snow, poor drainage systems or dams. You do not need to live near the seashore, lakes or rivers to be flooded. Consider this: between 25 and 30 percent of all flood insurance claims come from low to The answers to the statements above may surprise you:ġ. True or false: Flood insurance is affordable. True or false: Your homeowners or business insurance covers you for flood.ģ. True or false: You do not live in a flood zone, so you do not need insurance.Ģ. How much do you know about flood insurance? Take this brief quiz to find out:ġ. Keep your loved ones safe and protect your assets. We believe that every person deserves to receive exceptional protection from one of the best insurance companies in the business. We are a full-service agency with years of experience managing a wide range of risk and exposures. When it comes to insurance you will know that you are getting the best possible price, the coverage that you need and that she will be there to assist every step of the way. Lisa strongly believes in providing the BEST CUSTOMER SERVICE! She has survived mostly by referrals and takes great pride in this. Lisa enjoys spending time with her family and friends, listening to music and playing with her grandbabies! She has been married for 30 years and has a daughter who is married with two children, Sophie and Barrett. Lisa is from Jacksonville Beach and graduated from Fletcher High School. which specializes in all lines of insurance, both personal and business. In 1999 she founded Insurance Concepts of Florida, Inc. Lisa Oshman started in the insurance business in 1996 following the footsteps of her father selling life and health insurance. is made up of a family of well-versed insurance agents who are highly trained in providing you with exceptional coverage and services.
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